How to Withdraw Money Without SASSA Card – A Detailed Guide

If your card has been stolen or lost, you don’t need to be worried as you can withdraw money without a SASSA card. SASSA understands the importance of providing its beneficiaries with convenient and secure ways to manage their grants, and they offer several cardless withdrawal options such as SASSA cardless payments, ABSA or FNB’s Ewallet, and withdrawals at SASSA-partnered retailers.

How to Withdraw Money Without SASSA Card

There could be a scenario that you have misplaced your card or it has been stolen, but you need some funds in an emergency such as a medical emergency, you can withdraw your money without having a physical card. Well, it’s not limited to this case; you can always use this method even if you have a card. It all depends on your preferences.

In this article, I’ll guide you on how to withdraw money without SASSA card. So, please keep reading to find out how you can withdraw your funds without a SASSA card.

Methods to Withdraw Your Grant Money Without SASSA Card

There are multiple ways to withdraw your SASSA money without a card. I’ll divide them into three different methods as follows:

  1. Cash Send Option (ABSA, FNB’s E-Wallet, standard bank) 
  2. SASSA Cardless Payment (SASSA OTP Withdrawal)
  3. Get Payment Directly in Your Personal Bank Account
Methods to Withdraw Your Grant Money Without SASSA Card

1. Withdrawal Via SASSA Cash Send Services (ABSA, FNB & Standard Bank)

The first method is to withdraw your funds using cash send services such as ABSA, FNB’s E-wallet, and SASSA OTP withdrawal Standard Bank. They all have almost the same procedure to cash your funds. I’ll outline the step-by-step method for ABSA cash send withdrawals via ATMs and bank branches.

Cash Send Via ABSA’s ATM

Follow the below steps to withdraw your grant funds via ABSA:

SASSA Cash Send Via ATM

Step 1: Locate and Visit Your Nearest ABSA ATM

Locate and visit your nearest Cash Send enabled ABSA ATM by using the branch locator. Please keep in mind that all ABSA ATMs don’t offer Cash Send, so confirm beforehand using the ABSA’s branch locator at

Step 2: Provide Your Phone Number for Transaction

Look for the Cash Send logo on the ATM screen. Click on it; it will ask you to provide your phone number. Now, provide the phone number that is associated with your SASSA grant.

Step 3: Verify Your Transaction By OTP

An OTP will be sent to your phone number. Enter that OTP PIN at the ATM screen.

Step 4: Receive Your Grant Money

Once the OTP is verified, you will be able to withdraw funds from your SASSA account. You can either withdraw the full amount or only the amount you need at the moment.

That’s all you need to withdraw your funds via ABSA.

Cash Send Via ABSA’s Bank Branch

If you are looking to withdraw via ABSA’s Bank branch, then you need to follow the below steps:

SASSA Cash Send Via Bank

Step 1: Locate and Visit Your Nearest ABSA Branch

Find your nearest ABSA branch by using the branch locator. After finding the branch, confirm their opening timing and visit them during their working hours.

Step 2: Provide Your Phone Number TO ABSA’s Staff

Ask the branch staff that you are here to withdraw your SASSA funds via Cash Send. Staff will ask you to provide the phone number you used to register for the SASSA grant.

Step 3: Verify Your Transaction By OTP:

An OTP will be sent to your mobile phone. Provide that OTP to the bank staff.

Step 4: Receive Your Grant Money

After the staff verify your OTP, you will be able to withdraw your grant money from the ABSA’s branch. You can either withdraw your full grant amount or only the amount you need at the moment.

Note: You will need to follow the same method to withdraw funds from the FNB E-Wallet and Standard Bank. They both have similar methods for cash send withdrawals.

2. SASSA R350 Cardless Cash Withdrawal (SASSA OTP Withdrawal)

The SASSA R350 cardless cash withdrawal is also known as SASSA OTP withdrawal. For this method, you will need to use SASSA-Partnered retailers as your withdrawal method. There are six SASSA-partnered retailers listed below:

  1. Pick & Pay
  2. Shoprite
  3. Usave
  4. OK
  5. Checkers
  6. Boxer
  7. Spar

To use this withdrawal method, you will need to change your SASSA account payment method to Cash Send from the SASSA web portal at After that, you can get your grant money from any pickup of the above retailers. You will have to follow the following steps:

sassa r350 cardless withdrawal

Step 1: Get the Necessary Things

Get your mobile phone, ID Card and SASSA/Postbank Gold Card PIN before visiting the pickup point.

Step 2: Find Your Nearest Pick-up Point

Locate your nearest pickup point of one of the SASSA-partnered retailers.

Step 3: Visit and Wait for Your Turn

Normally you will be facing long queues in pickup points. So, be patient and wait for your turn.

Step 4: Provide Your ID and Phone Number for Verification

At your turn, the staff will ask you to provide your ID number and phone number to verify that you are the actual grant owner.

Step 5: OTP Confirmation & Punching Your Pin

Now, a confirmation message will be sent to your phone number. The staff will also ask you to punch the PIN that you used to withdraw at ATMs.

Step 6: Get Your Grant!

After providing the correct PIN, the cashier will hand over your SASSA grant money.

That’s it! Now you have got your grant payment with SASSA cardless payment solution.

Tip: You can also use this method to withdraw money from the SAPO (South African Post Office) branch.

3. Get Payment Directly in Your Personal Bank Account

The most convenient way for me is to receive my grant payments directly into my bank account. You heard it right; this is one of the best methods as you don’t have to rely on any third sources further and receive all your grant money directly in your bank account. 

For this, you will have to change your banking details from the SASSA web portal at Once the payment method changes to your bank account, you will start receiving your payments in your account from the next payment cycle. Please remember that the bank account must be in your name, as SASSA can’t pay your grant payments to anyone else’s bank account.

Which Cardless Withdrawal Method is Right for You?

Choosing the right way to withdraw your SASSA grant without a card can be confusing. Don’t worry; I’m here to help!

Cash Send, SASSA Cardless Payment, and Direct Bank Deposit each offer unique advantages and drawbacks. Let’s explore these methods to find the perfect fit for your needs:

1. Cash Send

  • Pros: Fast and easy to use, available at bank locations and ATMs.
  • Cons: Withdrawal fees could be more than using other options.

2. SASSA Cardless Payment

  • Pros: Secure and doesn’t require a bank account.
  • Cons: Compared to Cash Send, there are longer lines at pick-up locations.

3. Direct Bank Deposit

  • Pros: Automatic and hassle-free, no need to visit withdrawal points.
  • Cons: Setting up a bank account is necessary, and there may be delays with the initial deposit.

The best cardless withdrawal method for you depends on your priorities:

  • If speed and convenience are top priorities, Cash Send might be your best bet.
  • If you don’t have a bank account and want the highest level of security, SASSA Cardless Payment is a great choice.
  • If you prefer everything to be automatic and hands-off (like me), Direct Bank Deposit is the way to go.

No matter which method you choose, make sure to keep your SASSA PIN safe and never share it with anyone.

I will always choose the personal bank account method. As the grant money will always be at my fingertips, I can only withdraw the amount that I need to manage my finances better.

Stay Safe When Withdrawing Your SASSA Grant

Please always follow the precautions to keep your grant money safe:

  • Never share your SASSA PIN with anyone, including friends, family, or bank officials. SASSA will never ask for your PIN.
  • Be wary of calls, texts, or emails claiming to be from SASSA requesting your personal information or PIN. SASSA won’t contact you this way.
  • Always use only the official SASSA website ( and verified mobile apps for managing your grant.
  • Use only SASSA-partnered retailers and ATMs listed on the official SASSA website.
  • If you suspect any fraudulent activity or attempted scam, contact SASSA immediately.


In summary, SASSA provides you the flexibility and convenience to access your funds anytime without having the SASSA card. It also provides you with multiple options such as Cash Send, Cardless Payments, and Direct Bank Deposit. Now that you understand the different withdrawal methods choose the one that matches your lifestyle and enjoy accessing your SASSA grant with ease!

Remember, your PIN is the key to your grant’s safety. Never share it with anyone, not even trusted individuals, to keep your funds secure.


Yes, you can still access your SASSA funds without the physical card. In this article, I outlined methods such as Cash Send, SASSA Cardless Payment, and Direct Bank Deposit that allow you to withdraw money without the need for a SASSA card.

To receive your SASSA grant payments directly into your bank account, you need to change your payment method from the SASSA web portal. Please make sure that the bank account is in your name, and you will start receiving payments in your account from the next payment cycle.

Some banks and retailers may impose a small fee for cash-send services or retail outlet withdrawals. It is recommended to inquire about any fees before proceeding with your withdrawal.

Yes, it’s important to follow security measures to safeguard your grant money. Never share your SASSA PIN, be cautious of fraudulent calls or messages claiming to be from SASSA, use only official SASSA websites and verified mobile apps, and stick to SASSA-partnered retailers and ATMs listed on the official website.

Similar Posts


Leave a Reply

Your email address will not be published. Required fields are marked *